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Face To Face offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FHA
Fannie Mae
Freddie Mac
Non conforming

FHA
Designed to help those who almost meet conventional guidelines ...OR good for multi-family owner occupied homes with a low down payment OR people with a higher debt ratio ...

Fannie Mae
Basic "bank" type loan ...usually the best choice, but not always.

Freddie Mac
Fannie's twin sister ...minor differences between the two .. Freddie usually likes multi family and investor homes more ...but not always.

Non conforming
Those loans where you don't meet the qualifications for some reason ... these can still be done ...but expect a higher interest rate.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $424,100 with closing costs of $8,482. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.